Collections

Collections

Collection of money or property is governed by the Federal Truth in Lending Act, which is known as the Fair Credit Billing Act, the Federal Fair Debt Collections Practices Act and the Connecticut version of this law.

Collections in court is a process that if not done correctly could waste time and money. You need to be familiar with the general procedures and have good understanding of all the documentation needed in order to start the process.

 

To start you should have at least some of the following:

  • A bill, describing the services or products rendered;
  • Your attempt to collect on the bill;
  • Proof of how you attempted to collect;

There are two filing options to collect on debts, Small Claims Court or Superior Court.

 

Small Claims Court

  • For debts of $5,000.00 and under;
  • Cost of filing is $35.00;
  • Judgments are for money damages – no return of property.

 

Superior Court

  • Summons and Complaints;
  • Could be any amount;
  • Cost of filing $235.00 plus it needs to be served by a Connecticut State Marshal prior to filing;
  • Prejudgment Remedies (PJR) used for attaching property. Cost is $325.00 plus Marshal’s fees.

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